HDFC TATA Neu Credit Card NeuCoins Explained.

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HDFC TATA Neu Credit Card NeuCoins Explained :

Lets assume: 

• Billing cycle = 11 Jan – 10 Feb
• Statement Generated on 11 Feb.

Tata Neu Infinity:

Tata Neu and partner brands: 5% NeuCoins (1.5% base + 3.5% bonus):

• 1.5% base NeuCoins will be credited within 7 days of current month statement generation (by 17 Feb)
• Rest 3.5% bonus NeuCoins credited within 7 days of next month statement generation (by 17 Mar)

All other spends: 1.5% Base NeuCoins credited within 7 days of current month statement generation (by 17 Feb)

UPI: 1.5% NeuCoins : (max 500 NeuCoins per calendar month)

• For UPI transactions settled in Current Calendar month (1 Jan – 31 Jan) will be credited within 7 days current month statement generation (by 17 Feb).
• For Transactions settled in current billing cycle (11 Jan – 10 Feb)  but in next Calendar month (1 Feb – 28 Feb), say on 4 Feb will be will be credited within 7 days next month statement generation (by 17 Mar).
• Settled transactions of full calendar month are added up and 1.5% is calculated of this cumulative, not of individual transactions.

So, statement generated on 11 Feb will have these NeuCoins:

• 1.5% base NeuCoins + 3.5% previous billing cycle (11 Dec – 10 Jan) bonus NeuCoins + 1.5% calendar month (01 Jan – 31 Jan) UPI NeuCoins.
• These NeuCoins will be credited to Tata Neu app within 7 days of statement generation.
• NeuCoins are calculated and posted on nearest round integer, for example Rs 140 transaction will be calculated as (140*1% = 1.4 NeuCoins = 1 NeuCoin (round to nearest integer

Tata Neu Plus:

Tata Neu and partner brands: 2% Neucoins (1% base + 1% bonus):

• 1% base NeuCoins will be credited within 7 days of current month statement generation (by 17 Feb)
• Rest 1% bonus NeuCoins credited within 7 days of next month statement generation (by 17 Mar)

All other spends: 1% Base NeuCoins credited within 7 days of current month statement generation (by 17 Feb)

UPI: 1% NeuCoins : (max 500 NeuCoins per calendar month)

• For UPI transactions settled in Current Calendar month (1 Jan – 31 Jan) will be credited within 7 days current month statement generation (by 17 Feb).
• For Transactions settled in current billing cycle (11 Jan – 10 Feb) but in next Calendar month (1 Feb – 28 Feb), say on 4 Feb will be will be credited within 7 days next month statement generation (by 17 Mar).
• Settled transactions of full calendar month are added up and 1% is calculated of this cumulative, not of individual transactions.

So, statement generated on 11 Feb will have these NeuCoins:

• 1% base NeuCoins + 1% previous billing cycle (11 Dec – 10 Jan) bonus NeuCoins + 1% calendar month (01 Jan – 31 Jan) UPI NeuCoins.
• These NeuCoins will be credited to Tata Neu app within 7 days of statement generation.
• NeuCoins are calculated and posted on nearest round integer, for example Rs 140 transaction will be calculated as (140*1% = 1.4 NeuCoins = 1 NeuCoin (round to nearest integer

Categories not eligible for Neu Coins: Rent, Wallet, Fuel, Govt, Smart EMI (non merchant EMI)