1. ICICI Credit Card No Cost EMI Cancellation.
After EMI conversion, Request customer care to Cancel EMI. Immediate Cancellation.
Cancel within 15 days.
No charges, Processing fee reversed.
2. Axis Credit Card No Cost EMI Cancellation.
Same as ICICI
Cancel with in 30 days.
No charges, Processing fee reversed.
3. BOB Credit Card No Cost EMI Cancellation.
After EMI conversion, mail them at [email protected]
Charges – 199 + 35 GST
Tip – Request for Cancellation as soon as transaction converted to EMI as INTREST is charged on daily basis.
4. SBI Credit Card No Cost EMI Cancellation.
Call CC and request.
Charges vary from 0 to 199 for processing fee + GST + 3.54% of outstanding Amount.
Trick – Make outstanding balance in your card 0 after transaction and before EMI conversion, in this case Transaction won’t get converted to EMI.
5. HDFC Credit Card No Cost EMI Cancellation.
Login to mycards request for Cancellation from there.
Charges – only 35 rs. ( processing fee of 199 is reversed )
Tip 1 – Never make EMI transaction on HDFC cc if your billing date is within 7 days coz if first EMI is billed, then processing fee is not Reversed.
Tip 2 – After EMI Cancellation, HDFC ask us to pay outstanding within 24 hours.
6. Kotak Credit Card No Cost EMI Cancellation.
After EMI conversion, first pay the Principal amount in Card, then call cc for Cancellation.
Charges – All charges Reversed Except GST component.
Tip – Always select Highest time Duration of EMI to make the GST component small.
Disclaimer : The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel’s suggestions.
1. ICICI Credit Card No Cost EMI Cancellation.
After EMI conversion, Request customer care to Cancel EMI. Immediate Cancellation.
Cancel within 15 days.
No charges, Processing fee reversed.
2. Axis Credit Card No Cost EMI Cancellation.
Same as ICICI
Cancel with in 30 days.
No charges, Processing fee reversed.
3. BOB Credit Card No Cost EMI Cancellation.
After EMI conversion, mail them at [email protected]
Charges – 199 + 35 GST
Tip – Request for Cancellation as soon as transaction converted to EMI as INTREST is charged on daily basis.
4. SBI Credit Card No Cost EMI Cancellation.
Call CC and request.
Charges vary from 0 to 199 for processing fee + GST + 3.54% of outstanding Amount.
Trick – Make outstanding balance in your card 0 after transaction and before EMI conversion, in this case Transaction won’t get converted to EMI.
5. HDFC Credit Card No Cost EMI Cancellation.
Login to mycards request for Cancellation from there.
Charges – only 35 rs. ( processing fee of 199 is reversed )
Tip 1 – Never make EMI transaction on HDFC cc if your billing date is within 7 days coz if first EMI is billed, then processing fee is not Reversed.
Tip 2 – After EMI Cancellation, HDFC ask us to pay outstanding within 24 hours.
6. Kotak Credit Card No Cost EMI Cancellation.
After EMI conversion, first pay the Principal amount in Card, then call cc for Cancellation.
Charges – All charges Reversed Except GST component.
Tip – Always select Highest time Duration of EMI to make the GST component small.
Disclaimer : The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel’s suggestions.