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1.You will receive 15% Cashback upto Rs. 75 on your LazyPay transaction when you make a transacion on Niki.ai app and the same will be deducted from your LazyPay outstanding.

2.Offer is valid only on the one (first) LazyPay transaction on Niki.ai app during offer period on app with minimum order value of Rs. 300

3.Offer is valid for transactions between 6th Sep to 15th Sep 2019 only.

4.Users who have availed the offer from 6th to 15th Sep 2019, will receive cashback on 20th Sep 2019, subject to statutory holidays, in which case cashback will be credited on the next working day.

5.Any user who is eligible for more than one offer will receive cashback of the higher amount only.

6. Cashbacks would not be applicable for cancelled/refunded transactions and on transactions for train bookings.

7.All cashback received will be adjusted to the outstanding amount.

8. All offers communicated over SMS, Email or Push Notification are eligible on the number on which they have been received. These offers are non-transferable and cannot be availed from accounts not eligible for the offer

9.All cashback will be subject to repayment of your outstanding balance of previous credit cycles.

10.LazyPay has the right to amend the terms & conditions, end the offer, or call back any or all its offers without prior notice.

11.In case of dispute, LazyPay reserves the right of final decision on the interpretation of these Terms & Conditions.

12.To check your transaction history and cashback amount download the LazyPay App available on Google Play Store & the App store.