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1. General Terms

1.1. “Offer”: ePayLater Offer on HDFC Bank

1.2. “Merchant Partner”: HDFC Bank

1.3. “Offer Period”: 12th November 2018 till 12th December 2018 (both days inclusive).

1.4. Please note, that all benefits and discounts under this Offer are solely sponsored and distributed by Arthashastra Fintech Private Limited, operating under the brand name of ePayLater (hereinafter referred to as “AFPL”).

1.5. Any user (utilizing this Offer, hereinafter referred to as “User”) by using this Offer, hereby agrees to the terms and conditions mentioned herein and any appropriate changes that may be made to this Offer by AFPL, including due to any legal or regulatory requirement, instructions from any judicial or a quasi-judicial body or due to any natural calamity beyond the reasonable control of ePayLater, its affiliates and associates or for any other reason whatsoever (hereinafter “Terms and Conditions”).

1.6. Each User needs to be a registered user with AFPL with a valid and subsisting transaction limit for the use of ePayLater as a check-out option (“ePayLater”).

1.7. For the purposes of these Terms and Conditions, wherever the context so requires “You” or “Your” shall mean any natural person who is a User.

1.8. These Terms and Conditions are available on https://s3.ap-south-1.amazonaws.com/epaylater

1.9. The Terms and Conditions can be amended or varied from time to time or withdrawn and therefore, please visit the Website periodically to keep yourself updated and informed.

1.10. By using this Offer, You indicate your acknowledgement and acceptance of these Terms and Conditions.

1.11. Logos and representation of third party trademarks belong to their respective owners. ePayLater makes no claims with respect to ownership in any such third party trademarks whatsoever.

2. Offer Details:

2.1. All offers provided herein are only available for transactions using HDFC chat as enabled on facebook messenger (“Portal”).

2.2. Each User is entitled to a discount of Rs 50 (Fifty Rupees), to be discounted from the transaction amount of the first HDFC transaction on the Portal while using ePayLater, if the transaction value is of a minimum value of Rs 350 (Three Hundred and Fifty Rupees) (“ Eligible Transaction”).

3. Procedure and Conditions:

3.1. Each User needs to register with ePayLater.

3.2. The User needs to make a transaction using HDFC Bank as integrated onthe Portal.

3.3. If it is the User’s first completed HDFC Bank transaction on the Portal where the User has opted for ePayLater as the check-out option, and the transaction value is of a minimum value of Rs 350 (Three Hundred and Fifty Rupees) (“Eligible Transactions”), then the User will be provided with a discount to the transaction amount payable to ePayLater for such Eligible Transactions.

3.4. In the event the User’s first transaction on the Portal while using ePayLater has been cancelled, reversed or declined by either the User, Merchant Partner or AFPL then it will not be construed to be an Eligible Transaction.

3.5. The discount on the Eligible Transaction shall be provided for transactions conducted on or before 12th December 2018..

3.6. The standard terms of usage of ePayLater as available on the website http://www.epaylater.in shall also be applicable to all transactions conducted by the Users.

4. Additional Terms :

4.1. This Offer is not associated, endorsed or sponsored by the Merchant Partner or Facebook.

4.2. The participation in the Offer is open only for the Offer Period for the Indian citizens of 18 years of age.

4.3. Under no circumstance shall the User be entitled to redeem the Offer for cash.

4.4. Participation to this Offer is voluntary, and subject to the Terms and Conditions.

4.5. By using the Offer, You confirm and waive the applicability of rules and regulations of the National Do Not Call Registry and You agree to receive promotional messages and alerts including without limitation under this Offer from ePayLater, as they may in their sole and absolute discretion decide.

4.6. All disputes must be addressed by the Users in writing to ePayLater. Users may contact ePayLater at supregarding any queries/complaints pertaining to the Offer between 9.30 AM to 6.30 PM, on working days from Monday to Friday.