HDFC Millennia Debit Card Cashback : Earn Rs.400 Every Month.

HDFC Millennia Debit Card Cashback.

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Earn Rs.400 Every Month Using HDFC Millennia Debit Card :

To Upgrade You Exciting HDFC Debit Card To Millennia Debit Card – Go to your HDFC app or net banking and upgrade your debit card to the HDFC Millennia Debit Card.

Now where to use ?

Option 1 – For Credit Card Holders –

Visit Canara Setu Website – CLICK HERE

and pay your Credit Card bill and get 2.5% upto Rs400 cashback per month.

Merchant name – Retail CC

Merchant category and MCC Code – 5311 (DEPARTMENT STORES)

Option 2 – Amex or SCB credit card holders –

You guys can load money into Amazon Full KYC Wallet UPI and get 1% cashback upto ₹400. Load ₹40K and get the full ₹400 cashback.

Now, use the Amex and SCB Billdesk credit card bill payment website and pay through Amazon Wallet UPI.

Option 3 – Non-Credit Card holders –

Well, there are multiple options available for this. You can load money into Amazon Full KYC Wallet UPI, Mobikwik Full KYC Wallet UPI or Payzapp Full KYC Wallet and then make free bank transfer using Wallet UPI.

Payzapp Full KYC Wallet users can transfer money from Wallet to Bank for free with no extra charges.

Every month, load a total of ₹40K and earn ₹400 cashback.

Option 4 – Non-Credit Card holders –

App Link : CLICK HERE Website : CLICK HERE

Well, this is also wallet loading but here you need to load money into Ebixcash Full KYC Wallet UPI and then make free bank transfer using Wallet UPI. Load a total of ₹16K and you’ll get ₹400 cashback (2.5% upto ₹400 cashback per month).

Note: Ebixcash Full KYC Wallet UPI, daily load limit is Rs5000 for Debit Card and no extra charges.

Actually, the merchant category for Ebixcash Full KYC Wallet UPI is ‘Professional Services’ or ‘Motor Vehicle Supplies and New Parts,’ which is why you get 2.5% cashback upto ₹400.

Note: this ₹400 cashback will be credited after 90 days.

Also remember, there is a maximum monthly cashback cap of ₹400. You cannot avail both offers together—the 1% wallet load and the 2.5% e-commerce spend.


Airport Lounge access –

This card gets you 4 complimentary lounges access annually (once per calendar quarter) at domestic airports across India. For the list of lounges where the offer is valid and conditions.

Effective 1st January 2024, you will get complimentary lounge benefit only if you spend ₹ 5000 or more in previous calendar quarter.

Note – Every month, if you make credit card bill payments through Canara Setu and load your EbixCash full KYC wallet, you will become eligible for airport lounge access.

But remember, wallet loading will not be counted as an eligible criteria for lounge access.

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