Bank Bazaar Credit Card Cashback Offer.
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HSBC Smart Value Card For Free + Rs. 750 Amazon Voucher + Rs. 2,000 Cleartrip Voucher + Rs. 250 Amazon Voucher + Rs. 200 BookMyShow Voucher.
Link : CLICK HERE
Joining Fees
Rs.0
Rewards ::
3 points/ 100 spent on dining telecom & online
1 point/ 100 spent on other spends
Joining Perks
2,000 Cleartrip voucher
250 Amazon voucher
200 BookMyShow voucher
Benefits Offered by HSBC Smart Value Credit Card
Introductory benefits: Once the HSBC Smart Value Credit Card is issued, cardholders can avail the following rewards as part of issuance benefits.
BookMyShow gift voucher: A BookMyShow voucher worth Rs.200 will be provided to the cardholders through an SMS or email within 60 days of issuing the credit card. The voucher can be redeemed only on BookMyShow mobile app or website. It will be valid for 30 days from the date of receiving the communication with voucher details. The offer is valid on all the applications received for the card on or before 31 January 2019
Gaana+ subscription: Cardholders will receive complimentary Gaana+ subscription for 3 months. The voucher to avail the free subscription will be sent to the customer through an SMS or email within 60 days of card issuance. The voucher can be redeemed only on Gaana mobile app but not on Gaana.com website. Redemption must be done within 30 days of receiving the coupon code. The offer is applicable only on the applications received on or before 31 January 2019.
Welcome benefits: HSBC Smart Value Credit Cardholders can avail welcome benefits upon conducting certain transactions on their card within a few days of receiving it.
E-gift vouchers: Use your Smart Value Credit Card to make a purchase within 30 days of card issuance and get a Cleartrip voucher worth Rs.2,000 and an Amazon gift voucher worth Rs.250. The e-gift vouchers, which are valid for 6 months, will be sent to the eligible cardholders within 60 days after completing 30 days from card issuance.The offer is valid only on new card applications received till 31 December 2018 and those issued by 20 January 2019.
10% cashback: Make a minimum of 5 purchase transactions of total worth Rs.5,000 or more within first 60 days of card issuance and get 10% cashback on the spent amount. The cashback amount is, however, capped at Rs.1,000 per customer. The cashback amount will be credited within 60 days after the initial 60-day period is completed on the card.
Features of HSBC Smart Value Credit Card
Features are the benefits provided by the card that are common on most of the HSBC credit cards. Listed below are various features offered by Smart Value Credit Card in detail.
Zero joining fee: No joining fee will be charged to avail the Smart Value Credit Card.
Annual fee waiver:If the spends in a year exceed or equal to Rs.50, 000, the annual fee for the year will be waived off. In case, a cardholder is not eligible for the fee waiver, he/she will receive a complimentary gift voucher from Amazon worth Rs.500.
Dining discounts: Using HSBC Smart Value Credit Card at partner hotels or restaurants to pay bill will fetch you a discount of up to 15% on the total bill amount. The list of eligible restaurants can be accessed from HSBC website.
Fuel surcharge waiver: Use the card for petrol or diesel transactions and avail 1% fuel surcharge waiver. The waiver is valid on transactions worth Rs.400 to Rs.4,000. The maximum waiver amount is capped at Rs.250 per month.
No liability on lost credit card: In case of lost or stolen card, the customer holds zero liability for all the transactions that happened there after. However, the cardholder needs to report the loss to HSBC within 24 hours of incident. The bank will offer a liability cover worth up to Rs.3 lakh and all the transactions conducted 24 hours prior to reporting will be covered under the policy.
Emergency card replacement: If you lose your HSBC Smart Value Credit Card while travelling abroad, through Visa Global Assistance Services or HSBC Helpline numbers you can report the loss as well as get a new card issued in 3 working days anywhere in the world. Cardholders also have an option to avail emergency cash at over 22,000 outlets across the globe.
Add-on credit cards: Cardholders can apply for three add-on credit cards for immediate family members including spouse, parents, siblings and children of age above 18 years. Keep the additional credit cards will share the credit limit on the primary card and all the spends on the card will be billed to primary account.
Other features: In addition to the above mentioned facilities, HSBC Smart Value Card also offers regular credit card benefits such as cash advance facility, global acceptance, extended credit facility, 24×7 customer assistance and lot more.
Fees And Charges Associated With HSBC Smart Value Credit Card
|
Type of fee or charge |
Amount (Rs.) |
|
Annual fee |
1st Year – 0 2nd Year Onwards – Rs.499 |
|
Annual fee for add-on cards |
NIL |
|
Interest charge |
1.99% per month to 2.99% per month |
|
Interest-free period |
Up to 52 days |
|
Interest charge on cash advances |
3.3% per month |
|
Cash advance fee (Bank branches or Domestic ATMs) |
2.5% of the withdrawn amount or a minimum of Rs.300 |
|
Cash advance fee (International ATMs) |
Rs.100 |
|
Duplicate statement fee |
Rs.100 per statement which is older than 3 months |
|
Cheque bounce fee |
Rs.350 |
|
Overlimit fee |
Rs.500 per month |
|
Late payment fee |
50% of minimum amount due subject to a minimum of Rs.400 and maximum R.750 |
|
Charge slip retrieval charge |
Rs.225 per month |
|
Card re-issue fee |
Rs.100 per request |
|
Foreign currency mark-up fee |
3.5% |
|
Reward points redemption fee |
Rs.50 per request |
|
Credit card bill payment at HSBC branches and drop-boxes |
Rs.100 |
Eligibility To Apply For HSBC Smart Value Credit Card
The minimum eligibility criteria to apply for the Smart Value Credit Card is as listed below.
The applicant must be a resident of India
The minimum age must be 18 years and maximum 65 years
The minimum income should be Rs.3 lakh per annum for both salaried and self-employed
The card is only available in select Indian cities including Delhi, Mumbai, Kolkata, Pune, Noida, Bengaluru, Chennai, Gurgaon, Pune, and Hyderabad.
Documents Required To Apply For HSBC Smart Value Credit Card
The following documents might be required by HSBC to process your credit card application for Smart Value Credit Card.
For salaried employees, salary slip or employment certificate
Photocopy of credit card and latest credit card statements of other credit cards
Latest copy of pay slip and last 3 months bank statements indicating salary credits
For self employed – Latest personal income tax returns and business card.
Documents common for both – Proof of identity, residence proof, PAN card or Form 60.